Second Home Financing Made Simple and Cost-Efficient

Work directly with Bryan Piccolomini to secure the right loan, reduce costs, and move through the process with confidence.

Trusted by homeowners with 21+ five-star Zillow reviews

Authorized to close loans in: AK, AZ, CA, CO, FL, GA, ID, MO, MT, NM, NV, NC, OH, OR, TN, TX, UT, WA, WI, WY

Call (619) 876-1504 to request your complimentary private consultation.

Modern blue metal cubical building facade against a clear sky

“I help clients navigate second home financing with clear guidance, competitive options, and a process that actually feels manageable.”

Jacob Fairmont

Bryan Piccolomini

Mortgage Loan Originator

Who This Is For

Designed for Second Home Buyers Who Want It Done Right

Who This Is For

Designed for Second Home Buyers Who Want It Done Right

Who This Is For

Designed for Second Home Buyers Who Want It Done Right

This Is For You If:

✔ You’re purchasing or refinancing a second home ✔ You’re self-employed or have complex income ✔ You want clear guidance throughout the process ✔ You’re looking for competitive loan options ✔ You value communication and responsiveness

This Is For You If:

✔ You’re purchasing or refinancing a second home ✔ You’re self-employed or have complex income ✔ You want clear guidance throughout the process ✔ You’re looking for competitive loan options ✔ You value communication and responsiveness

Not Be the Best Fit If:

– You prefer working through large banks or call centers – You want a fully automated, hands-off experience – You’re not open to professional guidance or recommendations – You take the first rate your quoted without shopping

Not Be the Best Fit If:

– You prefer working through large banks or call centers – You want a fully automated, hands-off experience – You’re not open to professional guidance or recommendations – You take the first rate your quoted without shopping

This Is For You If:

✔ You’re purchasing or refinancing a second home ✔ You’re self-employed or have complex income ✔ You want clear guidance throughout the process ✔ You’re looking for competitive loan options ✔ You value communication and responsiveness

Not Be the Best Fit If:

– You prefer working through large banks or call centers – You want a fully automated, hands-off experience – You’re not open to professional guidance or recommendations – You take the first rate your quoted without shopping

Not sure which option is right for you?

Get a complimentary consultation and payment estimate based on your situation.

Request a Private Consultation

Request a Private Consultation

Request a Private Consultation

Request a Private Consultation

Call (619) 876-1504 to request your complimentary private consultation.

About Me

Jacob Fairmont

Work Directly With Bryan for a More Strategic Approach

✔ Work Directly With Bryan
No handoffs or call centers. You work one-on-one with the person managing your loan.

✔ Experience With Complex Financial Profiles
Strong background working with self-employed clients, business owners, and non-traditional income.

✔ Consistent, Reliable Communication
Available evenings and weekends so you’re never left waiting on answers.

✔ Access to More Competitive Options
Including in-house second home financing not always available through traditional lenders.

✔ A Process That Stays on Track
Organized, proactive approach designed to avoid delays and surprises.


21+ Five-Star Zillow Reviews

Jacob Fairmont

Work Directly With Bryan for a More Strategic Approach

✔ Work Directly With Bryan
No handoffs or call centers. You work one-on-one with the person managing your loan.

✔ Experience With Complex Financial Profiles
Strong background working with self-employed clients, business owners, and non-traditional income.

✔ Consistent, Reliable Communication
Available evenings and weekends so you’re never left waiting on answers.

✔ Access to More Competitive Options
Including in-house second home financing not always available through traditional lenders.

✔ A Process That Stays on Track
Organized, proactive approach designed to avoid delays and surprises.


21+ Five-Star Zillow Reviews

21+ 5-Star Reviews

Trusted by homeowners

21+ 5-Star Reviews

Trusted by homeowners

21+ 5-Star Reviews

Trusted by homeowners

40+ Years Experience

Proven mortgage expertise

40+ Years Experience

Proven mortgage expertise

40+ Years Experience

Proven mortgage expertise

Complex Loan Specialist

Self-employed & high-income borrowers

Complex Loan Specialist

Self-employed & high-income borrowers

Complex Loan Specialist

Self-employed & high-income borrowers

Loan Options

Financing Options for Second Home Buyers

Loan Options

Financing Options for Second Home Buyers

Loan Options

Financing Options for Second Home Buyers

Financing options designed specifically for second home buyers and complex financial situations.

Conventional Loans

Flexible financing options for second home purchases with competitive terms.

Conventional Loans

Flexible financing options for second home purchases with competitive terms.

Adjustable-Rate Mortgages (ARMs)

Lower initial payments with flexibility based on your long-term plans.

Adjustable-Rate Mortgages (ARMs)

Lower initial payments with flexibility based on your long-term plans.

Jumbo Loans

Ideal for higher-value properties with tailored solutions for complex financial profiles.

Jumbo Loans

Ideal for higher-value properties with tailored solutions for complex financial profiles.

Refinancing Options

Review your current loan and explore opportunities to reduce costs or improve terms.

Refinancing Options

Review your current loan and explore opportunities to reduce costs or improve terms.

Conventional Loans

Flexible financing options for second home purchases with competitive terms.

Jumbo Loans

Ideal for higher-value properties with tailored solutions for complex financial profiles.

Adjustable-Rate Mortgages (ARMs)

Lower initial payments with flexibility based on your long-term plans.

Refinancing Options

Review your current loan and explore opportunities to reduce costs or improve terms.

Not sure which option is right for you?

Get a complimentary consultation and payment estimate based on your situation.

Request a Private Consultation

Request a Private Consultation

Request a Private Consultation

Request a Private Consultation

Call (619) 876-1504 to request your complimentary private consultation.

How It Works

A Simple, Straightforward Process

How It Works

A Simple, Straightforward Process

How It Works

A Simple, Straightforward Process

Work directly with Bryan through each step, with clear guidance from start to finish.

Complimentary Consultation

Discuss your goals, financial situation, and options for your second home.

Complimentary Consultation

Discuss your goals, financial situation, and options for your second home.

Complimentary Consultation

Discuss your goals, financial situation, and options for your second home.

Pre Qualified

Get pre qualified so you can confidently move forward with your purchase.

Pre Qualified

Get pre qualified so you can confidently move forward with your purchase.

Pre Qualified

Get pre qualified so you can confidently move forward with your purchase.

Loan Strategy

Review loan options and choose the structure that fits your long-term goals.

Loan Strategy

Review loan options and choose the structure that fits your long-term goals.

Loan Strategy

Review loan options and choose the structure that fits your long-term goals.

Close With Confidence

Questions along the way? Bryan is available evenings and weekends.

Close With Confidence

Questions along the way? Bryan is available evenings and weekends.

Close With Confidence

Questions along the way? Bryan is available evenings and weekends.

Modern glass skyscraper with angular architecture under a partly cloudy sky
Modern glass skyscraper with angular architecture under a partly cloudy sky

See If You Qualify for Better Second Home Financing

Work directly with Bryan to review your options and see what may be available based on your financial profile.

No pressure. Just a straightforward review of your options.

No pressure. Just a straightforward review of your options.

No pressure. Just a straightforward review of your options.

Ready to See What You May Qualify For?

Bryan Piccolomini

Residential Mortgage

NMLS #228509

Request a private consultation with Bryan to review your options and see what may be available based on your financial profile.

7047 E Greenway Pkwy Suite 220 Scottsdale, AZ 85254

Residential Mortgage, LLC NMLS #167729
Equal Housing Lender

Authorized to close loans in: AK, AZ, CA, CO, FL, GA, ID, MO, MT, NM, NV, NC, OH, OR, TN, TX, UT, WA, WI, WY

Residential Mortgage’s operations, products and/or services do not originate from, and are not endorsed by the Veterans Administration (VA), United States Department of Agriculture (USDA), Department of Housing and Urban Development (HUD) or Federal Housing Administration (FHA). Arizona License #BK-0941441. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, License No. 41DBO-183108.

Ready to See What You May Qualify For?

Bryan Piccolomini

Residential Mortgage

NMLS #228509

Request a private consultation with Bryan to review your options and see what may be available based on your financial profile.

7047 E Greenway Pkwy Suite 220 Scottsdale, AZ 85254

Residential Mortgage, LLC NMLS #167729
Equal Housing Lender

Authorized to close loans in: AK, AZ, CA, CO, FL, GA, ID, MO, MT, NM, NV, NC, OH, OR, TN, TX, UT, WA, WI, WY

Residential Mortgage’s operations, products and/or services do not originate from, and are not endorsed by the Veterans Administration (VA), United States Department of Agriculture (USDA), Department of Housing and Urban Development (HUD) or Federal Housing Administration (FHA). Arizona License #BK-0941441. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, License No. 41DBO-183108.

Ready to See What You May Qualify For?

Bryan Piccolomini

Residential Mortgage

NMLS #228509

Request a private consultation with Bryan to review your options and see what may be available based on your financial profile.

7047 E Greenway Pkwy Suite 220 Scottsdale, AZ 85254

Residential Mortgage, LLC NMLS #167729
Equal Housing Lender

Authorized to close loans in: AK, AZ, CA, CO, FL, GA, ID, MO, MT, NM, NV, NC, OH, OR, TN, TX, UT, WA, WI, WY

Residential Mortgage’s operations, products and/or services do not originate from, and are not endorsed by the Veterans Administration (VA), United States Department of Agriculture (USDA), Department of Housing and Urban Development (HUD) or Federal Housing Administration (FHA). Arizona License #BK-0941441. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, License No. 41DBO-183108.